AllGuinness

My sister is returning from a year abroad and is coming to visit for a while. She arrives on Wednesday, and will be staying in the house. Thing was, all of the regular work crew has been really busy with other obligations, so as of last Wednesday there wasn

I am going to close my account on monday the 23rd of May 2005 when the hold that you have placed on my deposit comes off. I just wanted you all to understand that this was not just that I am closing my account for no reason, but rather that I am fed up with the Bank of America. I made the mistake of depositing a check from another account I have at a different bank without realizing they had placed a hold on the deposit there. Your bank then returned the deposit and charged me five dollars. Fair enough, as it was my own fault for not paying attention. I was also charged an NSF fee of $30 during the time before the redeposit. Then after the check went through the second time it had a hold placed on it. This is wrong, it seems to me. After years of holding an account I doubt I would turn to fraud for $1500 or something. After this hold was placed, two automatic items went through my account, and I was charged an addition $60 in NSF fees. The money is sitting there but now won’t clear until a seven day hold clears. That does not make me happy.

I am certainly not the best at handling my money, and when I get an NSF fee, as I sometimes do, I usually kick myself for allowing the mistake, but I don’t blame the bank. In this situation I am not prepared to bear the full weight of the blame.

Losing my meager account isn’t going to be the end of the world for an operation such as the Bank of America, but I’m sure if you (the bank, not the innocent person who has to read this) had done a little work to keep me just a tiny bit more satisfied, it certainly would have been worth more than the piddly $95 this is all about.

Thank you for your attention

MT really won